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Legality
Florida's regulations on Stem Cell Treatments clash with the FDA's stance. Whilst the FDA has not approved umbilical cord derived stem cell treatments, Florida's new Senate Bill gave clinics the ability to perform these treatments for orthopedic or wound treatments. Under certain conditions of course.
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Umbilical Cord Derived Cells
Clinics in Florida can use Mesenchymal Stem Cells derived from umbilical cord tissue. But Clinics must state the experimental nature of treatment clearly to patients & source cells from accredited Labs. But, that doesn't mean all clinics in Florida adhere to these rules, you still have to be careful when selecting clinics.
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Ease of access for patients in North America
Of course, Stem Cell Clinics in Florida are much easier to access if you're based in the US or Canada. You're not having to spend high amounts of money on hotels & flights. It's also safer then going to countries like Mexico where quality of Stem Cells is difficult to verify.
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Cost
Contrary to what you're probably thinking, Florida isn't more expensive then clinics abroad. But the type of treatments available here are more limited in some cases.